:root {
  --navy: #1B2A4A;
  --navy-dark: #121D33;
  --ice: #D8E1F0;
  --ice-pale: #EEF2F9;
  --amber: #E8590C;
  --white: #FFFFFF;
  --slate: #5B6B85;
  --slate-light: #AEB9CC;
  --font-head: Cambria, Georgia, "Times New Roman", serif;
  --font-body: Calibri, "Segoe UI", Arial, sans-serif;
  --maxw: 1120px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--navy);
  background: var(--white);
  line-height: 1.55;
  font-size: 17px;
}

.container {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 28px;
}

h1, h2, h3 {
  font-family: var(--font-head);
  font-weight: 700;
  line-height: 1.15;
  color: var(--navy);
}

h1 { font-size: 44px; }
h2 { font-size: 32px; margin-bottom: 18px; }
h3 { font-size: 20px; margin-bottom: 10px; }

p { color: var(--slate); }

a { color: inherit; text-decoration: none; }

.eyebrow {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 13px;
  letter-spacing: 2px;
  color: var(--amber);
  text-transform: uppercase;
  display: block;
  margin-bottom: 12px;
}

/* ---------- Nav ---------- */

.site-nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--white);
  border-bottom: 1px solid #E7EBF2;
}

.site-nav .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.brand {
  font-family: var(--font-body);
  font-weight: 700;
  letter-spacing: 3px;
  font-size: 16px;
  color: var(--navy);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 30px;
  list-style: none;
}

.nav-links a {
  font-size: 15px;
  color: var(--navy);
  font-weight: 600;
}

.nav-links a:hover { color: var(--amber); }

.nav-cta {
  background: var(--amber);
  color: var(--white) !important;
  padding: 10px 18px;
  border-radius: 6px;
  font-size: 14px !important;
}

.nav-lang {
  color: var(--slate) !important;
  font-weight: 700 !important;
  border: 1px solid #D6DCE8;
  padding: 6px 14px !important;
  border-radius: 20px;
  font-size: 13px !important;
}
.nav-lang:hover { color: var(--amber) !important; border-color: var(--amber); }

.nav-toggle-input { display: none; }
.nav-toggle-label { display: none; }

/* ---------- Buttons ---------- */

.btn {
  display: inline-block;
  padding: 14px 26px;
  border-radius: 6px;
  font-weight: 700;
  font-size: 15px;
  font-family: var(--font-body);
  cursor: pointer;
  border: none;
}

.btn-amber { background: var(--amber); color: var(--white); }
.btn-amber:hover { background: #c94c09; }
.btn-outline { background: transparent; border: 2px solid var(--white); color: var(--white); }
.btn-outline:hover { background: rgba(255,255,255,0.12); }

/* ---------- Sections ---------- */

section { padding: 88px 0; }
section.tight { padding: 64px 0; }

.section-dark {
  background: var(--navy);
  color: var(--white);
}
.section-dark h1, .section-dark h2, .section-dark h3 { color: var(--white); }
.section-dark p { color: var(--ice); }

.section-pale { background: var(--ice-pale); }

/* ---------- Hero ---------- */

.hero {
  background: var(--navy-dark);
  color: var(--white);
  padding: 120px 0 100px;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  top: -140px; right: -80px;
  width: 420px; height: 420px;
  border-radius: 50%;
  background: rgba(27,42,74,0.55);
}

.hero .container { position: relative; z-index: 1; max-width: 760px; }

.hero h1 { color: var(--white); margin-bottom: 22px; }
.hero p.lead { font-size: 19px; color: var(--ice); margin-bottom: 34px; max-width: 560px; }

/* ---------- Stat callout ---------- */

.stat-split {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 0;
  align-items: stretch;
}

.stat-panel {
  background: var(--ice-pale);
  padding: 56px 40px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.stat-panel .eyebrow { margin-bottom: 24px; }

.stat-number {
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 76px;
  color: var(--navy);
  line-height: 1;
  margin-bottom: 18px;
}

.stat-panel p { font-size: 15px; color: var(--slate); }

.stat-mini { margin-bottom: 22px; }
.stat-mini:last-child { margin-bottom: 0; }
.stat-label {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 1.5px;
  color: var(--amber);
  text-transform: uppercase;
  display: block;
  margin-bottom: 6px;
}
.stat-card .stat-label { margin-bottom: 10px; }
.stat-mini .stat-number-sm {
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 40px;
  color: var(--navy);
  line-height: 1;
  margin-bottom: 8px;
}
.stat-mini p { font-size: 13.5px; }
.stat-divider { border: none; border-top: 1px solid #D6DCE8; margin: 20px 0; }

.stat-text {
  padding: 56px 48px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.stat-text h2 { margin-bottom: 22px; }
.stat-text p { font-size: 16px; }

/* ---------- Stat cards (3-up) ---------- */

.cards-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 40px;
}

.stat-card {
  background: var(--white);
  border-radius: 10px;
  padding: 36px 28px;
  box-shadow: 0 8px 24px rgba(27,42,74,0.08);
}

.icon-circle {
  width: 48px; height: 48px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-family: var(--font-body);
  margin-bottom: 20px;
}

.stat-card .big {
  font-family: var(--font-head);
  font-weight: 700;
  font-size: 30px;
  color: var(--amber);
  margin-bottom: 12px;
}

.stat-card p { font-size: 14.5px; }

.cards-4-stat {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-top: 40px;
}
.cards-4-stat .stat-card .big { font-size: 26px; }

/* ---------- Quote / precedent card ---------- */

.quote-card {
  background: var(--navy-dark);
  border-radius: 10px;
  padding: 44px 40px;
  margin-top: 32px;
}

.quote-card blockquote {
  font-family: var(--font-head);
  font-style: italic;
  font-size: 24px;
  color: var(--ice);
  margin-bottom: 22px;
}

.quote-card p { color: var(--slate-light); font-size: 15px; margin-bottom: 14px; }
.quote-card p.highlight { color: var(--amber); font-weight: 700; }

/* ---------- Numbered rows ---------- */

.row-item {
  display: flex;
  gap: 22px;
  margin-bottom: 34px;
  align-items: flex-start;
}

.row-item .icon-circle { flex-shrink: 0; margin-bottom: 0; }
.row-item h3 { margin-bottom: 8px; }
.row-item p { font-size: 15px; }

/* ---------- Offer / CTA box ---------- */

.cta-box {
  background: var(--amber);
  border-radius: 10px;
  padding: 36px 40px;
  margin-top: 30px;
}

.cta-box h3 { color: var(--white); margin-bottom: 10px; font-size: 20px; }
.cta-box p { color: rgba(18,29,51,0.85); font-size: 14.5px; }

/* ---------- Comparison cards ---------- */

.cards-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
  margin-top: 36px;
}

.pillar-card {
  background: var(--white);
  border-radius: 10px;
  padding: 28px 22px;
  box-shadow: 0 8px 24px rgba(27,42,74,0.06);
}

/* ---------- Boundary box ---------- */

.boundary-box {
  background: var(--navy);
  border-radius: 10px;
  padding: 40px;
  margin-top: 40px;
}
.boundary-box h3 { color: var(--white); font-size: 20px; margin-bottom: 14px; }
.boundary-box p { color: var(--ice); font-size: 15px; }

/* ---------- Insight cards ---------- */

.insight-card {
  background: var(--white);
  border-left: none;
  border-radius: 10px;
  padding: 28px 30px;
  box-shadow: 0 8px 24px rgba(27,42,74,0.06);
  margin-bottom: 20px;
}
.insight-card .date { font-size: 13px; color: var(--amber); font-weight: 700; letter-spacing: 1px; margin-bottom: 8px; display: block; }
.insight-card h3 { margin-bottom: 10px; }
.insight-card p { font-size: 15px; }
.insight-card .why { font-size: 13.5px; color: var(--navy); font-weight: 600; margin-top: 12px; }

/* ---------- Form ---------- */

.contact-form {
  background: var(--white);
  border-radius: 10px;
  padding: 40px;
  box-shadow: 0 8px 24px rgba(27,42,74,0.08);
  max-width: 560px;
  margin-top: 20px;
}

.form-row { margin-bottom: 20px; }
.form-row label { display: block; font-size: 14px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.form-row input, .form-row textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid #D6DCE8;
  border-radius: 6px;
  font-family: var(--font-body);
  font-size: 15px;
  color: var(--navy);
}
.form-row textarea { min-height: 120px; resize: vertical; }

.direct-email {
  margin-top: 28px;
  font-family: var(--font-head);
  font-size: 20px;
  font-weight: 700;
  color: var(--navy);
}

/* ---------- Footer ---------- */

footer {
  background: var(--navy-dark);
  color: var(--slate-light);
  padding: 48px 0 36px;
}

footer .footer-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 26px;
  flex-wrap: wrap;
  gap: 16px;
}

footer .footer-links { display: flex; gap: 24px; list-style: none; }
footer .footer-links a { font-size: 14px; color: var(--ice); }
footer .footer-links a:hover { color: var(--amber); }

footer .disclaimer {
  font-size: 12.5px;
  color: var(--slate-light);
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 20px;
  line-height: 1.6;
}

/* ---------- Responsive ---------- */

@media (max-width: 860px) {
  h1 { font-size: 34px; }
  h2 { font-size: 26px; }
  .stat-split { grid-template-columns: 1fr; }
  .cards-3 { grid-template-columns: 1fr; }
  .cards-4 { grid-template-columns: 1fr 1fr; }
  .cards-4-stat { grid-template-columns: 1fr 1fr; }
  .hero { padding: 90px 0 70px; }
  .stat-number { font-size: 60px; }

  .nav-links {
    position: absolute;
    top: 72px; left: 0; right: 0;
    background: var(--white);
    flex-direction: column;
    align-items: flex-start;
    padding: 20px 28px;
    gap: 18px;
    border-bottom: 1px solid #E7EBF2;
    display: none;
  }
  .nav-toggle-label {
    display: block;
    font-size: 26px;
    cursor: pointer;
    color: var(--navy);
  }
  .nav-toggle-input:checked ~ .nav-links { display: flex; }
}

@media (max-width: 520px) {
  .cards-4 { grid-template-columns: 1fr; }
  .cards-4-stat { grid-template-columns: 1fr; }
  section { padding: 60px 0; }
}